Apply SBI Simply Click Credit Card in 2024 – Step-by-Step Process

Credit cards are one of the most convenient financial tools for managing expenses, earning rewards, and making the most of your purchases. If you’ve been thinking about getting your hands on one, Apply SBI Simply Click Credit Card is a fantastic option to start with. Why? It’s loaded with exciting benefits tailored for online shoppers, and applying for it is super simple.

But you might wonder: How exactly do you Apply SBI Credit Card Simply Click? Well, that’s what I’m here for! Let’s start into a detailed, step-by-step guide to help you get that brand new credit card without any hassle.

SBI Simply click credit card benefits?

Before we read article about sbi credit card application process, let’s discuss why you might want to consider new sbi card apply in the first place.

• Reward Points Galore: You earn 10x rewards on online purchases at partner brands like Amazon, BookMyShow, Cleartrip, and more.
• Annual Fee Waiver: Spend ₹1 lakh in a year and your renewal fee is waived.
• Online Shopper’s Delight: It’s designed specifically for people who shop online, offering a ton of cashback and reward points.
• Fuel Surcharge Waiver: Enjoy a 1% fuel surcharge waiver for transactions between ₹500 to ₹3,000.

Imagine shopping for your favorite gadgets or booking your next vacation and racking up points at the same time. Sounds cool, right? Now, let’s get into how you can apply.

Eligibility Criteria for SBI Simply Click Credit Card

Wondering if you’re eligible to apply? It’s important to make sure you meet these basic criteria first:

1. Age: You should be between 18 and 65 years old.

2. Employment: Both salaried and self-employed individuals are eligible.

3. Income: You need a stable income source (though SBI doesn’t publicly declare a minimum, a monthly income of ₹20,000 or above is typically expected).

4. Credit Score: A healthy credit score (typically 750+) increases your chances of approval.

Pro Tip: Check your credit score for free using any credit score checker before apply sbi simply click credit card. If your score isn’t up to the mark, take steps to improve it first.

Documents Needed to Apply

Here’s a checklist of documents you’ll need handy:

• Proof of Identity: Aadhaar, PAN card, or passport.
• Proof of Address: Utility bills, Aadhaar card, or rental agreement.
• Income Proof: Recent salary slips, IT returns, or Form 16.
• Photograph: A passport-sized photo.

Make sure your documents are valid and up to date because any discrepancies can lead to delays in processing your application.

Step-by-Step Process to Apply for SBI SimplyClick Credit Card

Now that you’re all set, let’s walk through the sbi credit card apply online process.

Step 1: Visit the SBI Card Website

The easiest way to start is by heading over to the SBI Card website (www.sbicard.com). Once there, you’ll see a section labeled “Credit Cards”—click on it and find the SimplyClick Credit Card from the list of available cards.

Step 2: Click on ‘Apply Now’

When you find the card, click on the ‘Apply Now’ button. This will take you to an application form where you’ll need to fill in some basic details like your name, phone number, and income details.

Step 3: Verify Your Mobile Number

Once you enter your phone number, you’ll receive an OTP (One-Time Password) for verification. Enter that OTP to proceed to the next step.

Step 4: Fill in Your Personal Details

Here, you’ll need to fill in more detailed personal information like:

• Date of birth
• PAN number
• Address
• Employment type (salaried or self-employed)

Step 5: Upload Documents

Now comes the part where you upload your required documents. Make sure they’re scanned clearly and are in an acceptable format (usually PDF or JPG).

Step 6: Review and Submit

Once all the fields are filled, review your application to ensure there are no mistakes. Then, click ‘Submit’ and voila, you’re done!

Step 7: Wait for Approval

Now that you’ve submitted your application, the SBI team will review your details and documents. You’ll get a confirmation via email or SMS, and if everything is in order, your card should arrive within 7 to 10 working days.

Video of Online Process of sbi card

Online vs Offline Application Process

If you prefer going old-school, you can sbi simply click credit card apply offline as well. Here’s how:

• Faster and more convenient.
• Allows for quick document uploads and verification.
• Get instant updates via SMS and email.

Offline Application

• Visit an SBI branch and request an application form.
• Fill it out manually and submit your documents in person.
• Wait for approval, which might take a little longer than the online process.

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Pros and Cons of the SBI SimplyClick Credit Card:

Which Method Should You Choose?

If you’re tech-lover, the online process is definitely the way to go. However, if you’re more comfortable with face-to-face interactions, visiting a branch can also be a good option.

SBI Credit Card Toll-Free Number

For any assistance, you can reach SBI Credit Card customer care toll-free at 1800-180-1290. This number is available 24/7 to address general inquiries and card-related issues.

SBI Credit Card Helpline Number

If you’re calling from a non-toll-free line or outside India, contact the SBI Credit Card helpline at 1860-180-1290 or 39-02-02-02 (prefix your local STD code). These numbers can also help with queries on transactions, fees, or other card services.

SBI Credit Card Bill Payment

You can pay your SBI credit card bill online through:

• SBI Net Banking: Log in to SBI Net Banking and choose ‘Credit Card’ from the bill payment section.
• Mobile App: Use the SBI Card mobile app for easy payments.
• NEFT: Transfer funds from any bank using SBI Credit Card’s IFSC code: SBIN00CARDS.
• Auto Debit: Set up auto-debit for recurring bill payments directly from your SBI account.
• UPI: Use any UPI app, entering your 16-digit card number as the UPI ID.

SBI Credit Card Customer Care Email ID

For email assistance, you can contact SBI Card at customercare@sbicard.com , This email ID is for general queries and support, and responses typically take 1-2 business days.

SBI Credit Card Customer Care WhatsApp Number

You can reach SBI Card’s customer support via WhatsApp at 90040 95522. Add this number to your contacts and send “Hi” to get started with services like balance inquiries, bill due dates, and recent transactions.

SBI Credit Card Online Login

To manage your SBI Credit Card online:

1. Visit the SBI Card website sbicard.com.

2. Click on ‘Login’ in the top-right corner.

3. Enter your user ID and password.

4. Access your account details, statements, and other features.

You can also use the SBI Card mobile app for on-the-go access to your credit card account.

SBI Credit Card Payment Online

Online payment options include:

• SBI Net Banking
• Debit Card payments from SBI or any other bank
• BillDesk
• Mobile Banking: The SBI Card app enables quick payments.
• UPI payment through any UPI-enabled app.

These options make bill payments easy and immediate.

SBI Credit Card Activation

To activate your SBI Credit Card:

1. Phone Banking: Call the SBI Card customer care number and follow IVR instructions.

2. Net Banking: Log in and navigate to the ‘Activate Card’ section.

3. Mobile App: Use the SBI Card app, go to ‘Services’, and select ‘Activate Card.’

4. ATM: Insert your card in any SBI ATM and follow the prompts for activation.

SBI Credit Card IFSC Code

The IFSC code for SBI Credit Card payments through NEFT is SBIN00CARDS. Use this IFSC code to transfer funds from any bank to your SBI Credit Card account for bill payments.

SBI Credit Card Offers

SBI Credit Cards come with various offers across categories such as:

• Online Shopping: Discounts and cashback on sites like Amazon, Flipkart, and Myntra.
• Travel: Benefits on flight bookings with Cleartrip, Yatra, and MakeMyTrip.
• Dining: Deals at partner restaurants nationwide.
• Movie Tickets: Discounts on BookMyShow and other platforms.
• Reward Points: Earn accelerated reward points for every spend, which can be redeemed for a wide range of products or vouchers.

To stay updated, check the SBI Card app or visit the Offers section on the official website sbicard.com

Real-World Experiences: What Others Say

Don’t just take my word for it. Let’s hear from some users who’ve already applied for and received their SBI SimplyClick Credit Cards.

Neha, 29, Bangalore: “I applied for my SBI SimplyClick Credit Card online and the whole process took less than 10 minutes. The best part? I received my card within a week, and now I earn reward points on every Amazon purchase!”

Rahul, 35, Mumbai: “I applied offline as I prefer talking to bank representatives. Though the process took a bit longer, the customer service was great, and they explained all the benefits in detail.”

Conclusion

Apply SBI Simply Click Credit Card is a blow, whether you do it online or offline. With incredible rewards for online shopping, low annual fees, and a host of other perks, this card is an excellent choice for anyone who loves shopping and wants to maximize their benefits. Plus, with the easy, step-by-step process laid out above, you can apply without any confusion or inconvenience. So, what are you waiting for? Get clicking and start earning rewards today!

FAQs